Process Auditor OR Corporate Auditor

Hiring for: Poonawalla Fincorp

Role: Process Auditor OR Corporate Auditor

Positions: 1

Experience: 7 to 12 years

Location(s): Mumbai

Type: On-site / Permanent

Salary: Up to INR 40 LPA

Job Description – Corporate Audit / Process Auditor

Department: Internal Audit

Role Purpose

To independently evaluate and strengthen the organization’s internal controls, risk management framework, governance processes, and operational efficiency across business units. The role will focus on corporate office functions, lending operations, credit processes, collections, treasury, finance, and compliance within an NBFC environment.

Key Responsibilities

1. Audit Planning & Execution

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Develop risk-based audit plans covering corporate functions and business processes.

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Conduct process audits across verticals including Credit, Operations, Sales, Collections, Treasury, Finance, and Compliance.

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Perform detailed walkthroughs, control testing, sample reviews, and root cause analysis.

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Identify control gaps, process inefficiencies, and regulatory non-compliances.

2. Process & Control Review

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Evaluate adequacy and effectiveness of SOPs, policies, and internal controls.

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Review end-to-end lending lifecycle – sourcing, underwriting, disbursement, servicing, and closure.

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Assess adherence to RBI guidelines and internal risk frameworks applicable to NBFCs.

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Recommend process improvements and automation opportunities.

3. Risk & Compliance Oversight

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Ensure compliance with regulatory requirements (RBI, Companies Act, internal policies).

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Assess fraud risk indicators and support forensic reviews where required.

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Track and validate closure of audit observations.

4. Reporting & Stakeholder Management

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Prepare structured audit reports with clear risk grading and actionable recommendations.

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Present findings to senior management and process owners.

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Coordinate with external auditors and regulators during inspections.

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Monitor implementation of corrective action plans.

Key Areas of Audit Coverage

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Retail & MSME Lending Processes

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Credit Appraisal & Underwriting

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Loan Management Systems & Operational Controls

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Collections & Recovery Processes

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Treasury & ALM Controls

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Financial Reporting & Accounting Controls

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Vendor & Outsourcing Audits

Candidate Profile

Qualification:

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CA (preferred) / MBA

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Additional certifications in Risk / Compliance will be an advantage

Experience:

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7–12 years of experience in Internal Audit / Process Audit within NBFC / Bank / Financial Services.

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Strong exposure to lending products (Personal Loans, Business Loans, Consumer Finance, etc.)

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Experience in risk-based internal audit methodology.